When you are away from your home country, you need to consider some precautions seriously. Your medical insurance for example, which can save you from unexpected costs due to health issues or injury that might occur while traveling.
Hence, having travel medical insurance becomes very handy as it not only ensures that you are covered in case of health related issues or in case of an accident from a cost point of view, but also makes you enjoy your vacations in peace. In fact, some countries even consider travel insurance compulsory when applying for your tourist visa.
So, here are 5 reasons to buy travel medical insurance for your next trip!
- Protect you from loss or theft of belongings
It’s not a good feeling when you reach your dream destination and are left without your luggage to give you company. You might misplace your passport or other important documents as well while traveling. Being in an international destination would further complicate the problems. In such scenarios, having travel insurance that will stand by you will be extremely helpful and offer you support in difficult times.
- Cover you in a medical emergency
Let’s be honest. You cannot possibly plan for a medical emergency. Something as simple as a mosquito bite could have you fall prey to a fever or you could fall while hiking and break a bone. The severity can range from minimal to extreme and a travel medical insurance will help you in covering potential huge costs. In some countries, without travel insurance, you will have to get treated at a local hospital which is inefficient and might not even provide even the basic necessities.
- Insure you for flight cancellations or delay
If you ask me, nothing can be more frustrating than a flight cancellation or long delay when you are all geared up to start your vacation. If the airline asks you to manage you on your own and refund the fare later, then you would probably be in trouble! Last minute flights are expensive and you’ll end up burning an unexpected big hole in your pocket before you even arrived in your destination.
- Reimburse you in the occurrence of a terrorist event or natural disaster
Now things such as terrorist attacks or natural disasters can hardly be predicted in advance. You might plan for a trip way in advance and when you are inching closer to your trip, an unfortunate incident occurs at your destination. How do you deal with all that expenses that you paid for? Well, having travel insurance will surely come to your rescue.
- In case you need to be evacuated
During your travels, you might encounter situations where emergency evacuation is required. Such evacuation may be due to medical or political emergencies. Occurrence of such events cannot be predicted in advance. So, best to be prepared for any eventuality that might not be possible to avoid during your travels.
There are many insurance players out there and all have different offers, which makes it hard to choose the right one for your needs. Below is my recommendation if you are a frequent or long-term world traveller!
Meet SafetyWing, the world’s first International Travel Medical Insurance for long-term travelers and digital nomads
SafetyWing is a travel medical insurance made to cover people from all over the world while they are outside their usual country of residence. At $37 per 4 weeks, you get worldwide travel medical coverage (for people between 18-39 years of age, other ages are available at a higher cost).
As a Y-Combinator company, SafetyWing is administered by Tokio Marine, one of the largest insurance companies in the world.
SafetyWing insurance can be bought in 180 countries, even when you already started travelling and there is no maximum duration of travel. When you get out a minimum of 90 days insurance, you are also covered for medical expenses occurred in your home country, should you decide to visit, which is unique for any insurance to cover. With the travel medical insurance from SafetyWing, you have access to a global network of hospitals and doctors in case of accidents or illness. But the insurance also covers travel delay, lost luggage, emergency response, natural disaster and personal liability. A pretty all-around package to travel safely and without worries to foreign destinations.
So, what is your reason to get out travel medical insurance? Actually, never mind, just get SafetyWing before boarding the plane, even you haven’t picked up a good enough reason, I promise it can be really helpful in the case of cases!